What we offer

Coverage for every
part of your life.

We shop multiple carriers to find the right policy — not just the easiest one to sell. Explore your options below.

Home Auto Life Business
Home Insurance

Protect the place
you call home.

Your home is likely your biggest investment. A solid homeowners policy protects the structure, your belongings, and your liability — so one bad day doesn't become a financial disaster.

Get a home quote →
What it typically covers
Dwelling structure (roof, walls, foundation)
Personal belongings inside your home
Liability if someone is injured on your property
Additional living expenses if displaced
Other structures (garage, fence, shed)
We compare top home insurance carriers so you don't have to.
Rates vary widely between companies for the exact same coverage. We pull quotes from multiple carriers and help you understand what you're actually getting — before you sign anything.
Renters insurance available
Flood & earthquake riders available
Bundle with auto for potential savings
Not all policies are created equal. We'll walk you through what's covered — and what's not — before you commit.
Auto Insurance

Coverage that keeps
up with your life.

Arkansas requires liability coverage — but the right auto policy does much more than meet the minimum. We help you find the right balance of protection and price.

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Coverage types
Liability (required in Arkansas)
Collision coverage
Comprehensive (theft, weather, animals)
Uninsured/underinsured motorist
Medical payments coverage
Roadside assistance & rental reimbursement
Multiple vehicles? We can bundle and save.
Multi-car households, teens on the policy, or specialty vehicles — we know which carriers handle each situation best and find you the best rate.
Multi-car discounts available
Home + auto bundle options
Classic & specialty vehicle coverage
Arkansas minimum liability is 25/50/25 — often not enough to fully protect you. We'll explain what that means in plain terms.
Life Insurance

Give your family
a safety net.

Life insurance is one of the most important financial decisions you can make — and one of the most confusing. We cut through the noise and help you find a policy that makes sense for your situation.

Get a life quote →
Policy types we offer
Term life (most affordable, straightforward)
Whole life (permanent, builds cash value)
Universal life (flexible premiums)
Final expense / burial coverage
Term vs. whole life — we'll help you decide what's right.
Most people are better served by term life. Some situations call for something permanent. We'll give you an honest assessment — not the one that pays the biggest commission.
Income replacement for your family
Mortgage & debt payoff protection
Affordable rates, especially when young
Life insurance gets more expensive as you age. The best time to get covered is now — even a basic policy makes a real difference.
Business Insurance

Protect what
you've worked to build.

One lawsuit, one fire, one accident — and an uninsured business can be in serious trouble. We help Arkansas business owners find coverage that fits their operation without overpaying.

Get a business quote →
Common business coverages
General liability insurance
Commercial property insurance
Business owner's policy (BOP)
Workers' compensation
Commercial auto
Professional liability / E&O
Every business is different. Your policy should be too.
A restaurant has different risks than a contractor. We take time to understand your operation before recommending anything — and we never oversell.
Sole proprietors to multi-location
Contractors, service, retail & more
Bundle policies for better rates
Not sure what your business needs? Start with a conversation — no commitment required.
Ready to get covered?

Get a quote for any of these coverages.

Tell us what you need and we'll find the right fit. Takes a few minutes — no obligation.

Request a quote → Call 479-407-4071 → ed@lunsfordinsurancegroup.com ↗